Can you integrate Bajaj Finserv EMI / Bajaj Allianz on Magento for high-AOV stores?

Yes, Bajaj Finserv is HQ-Pune and is the de-facto BNPL of Pune retail. We wire Bajaj Finserv EMI as a first-class checkout rail alongside Razorpay / Juspay / UPI. The integration covers: pre-approved customer fetch (PAN + DOB → eligibility check), product-level EMI plans (3 / 6 / 9 / 12 / 18 / 24 month tenures), no-cost-EMI subvention split (merchant pays interest), partial-EMI + balance-amount split-rail (Bajaj for some, UPI for the rest), Bajaj Finserv Insta-EMI Card (the existing-customer fast-rail), and rejection-to-retry flows (drops cleanly to Razorpay if Bajaj declines). For premium SKUs we add Bajaj Allianz extended warranty / shipping protection as a checkout add-on. Pune-region merchants we’ve shipped this for see 28-42% AOV uplift on auto-parts + electronics + home-appliances vs no-EMI baselines, with rejection rates below 18% (Bajaj’s Pune-customer dataset is denser than rival lenders’).