How do you handle NYC's 8.875% sales tax + clothing exemption under $110 in Magento?

NYC has one of the most complex sales-tax configs in the United States. The combined rate is 8.875%, made up of: NY state base 4%, Metropolitan Commuter Transportation Mobility Tax (MCTD) 0.375%, and NYC local 4.5%. On top of that, NYC has a unique clothing-and-footwear exemption for items under $110 per item (NY state portion exempt always, NYC portion exempt below the threshold), not a flat exemption, a per-item one. We wire this via TaxJar, Avalara AvaTax, or Vertex with custom tax-class logic in Magento: clothing SKUs get a separate tax class, the integration evaluates per-line-item price against the $110 threshold, and the final invoice splits NY-state vs NYC-local components for audit. We also handle NYC Use Tax (buyer-self-assessed on out-of-state purchases) and hotel-occupancy tax for hospitality SKUs, rare but trips up boutique-hotel + Airbnb-host stores.