What’s the full Danish payment-gateway stack, Klarna + Dankort + ePay + Apple Pay?
A complete Danish Magento checkout typically wires five to seven rails because Danish shoppers split across methods by age + cart value:
- MobilePay, mandatory (90% adoption, covers ~40-55% of transactions on most DK stores).
- Dankort, the Danish national debit card, issued by Nets (now Nexi). Co-badged with Visa on most cards. Lowest interchange fee in Denmark; B2C shoppers expect it. Magento integration via Nets Easy / Nets Checkout, ePay, Bambora, or QuickPay.
- Klarna, for “Pay later in 14/30 days” (invoice) and “Pay in 3” (BNPL). Particularly strong in fashion + furniture, where AOV is high. Official Magento module from Klarna.
- ePay / Bambora, legacy Danish gateway (now Worldline). Aggregates Dankort + Visa + MasterCard + MobilePay. Used by many DanDomain-migrators.
- Apple Pay, growing fast on iPhone-heavy DK demographic. Wired via Stripe, Adyen, or Nets.
- Stripe + PayPal, for non-DK / Nordic / international customers.
We typically configure 5 rails on a B2C store and 2-3 on a B2B store (where Net-30 invoice via Klarna or direct CVR-validated invoice replaces card).