Corporate B2B accounts, multi-employee, payroll deduction, allowance budgets?

This is the workwear-specific B2B pattern that breaks generic ecom and that Cintas charges 30% margin to solve. The Magento architecture:

• Adobe Commerce B2B Companies (or Open Source + Aheadworks B2B Suite / Amasty Company Accounts). HQ buyer is the company admin. Employees register under the company, each gets their own login.
• Employee roster: name, default uniform size, role (line cook / shop tech / RN / driver), home store-location for shipping. Bulk upload via CSV or sync from HRIS (BambooHR / ADP / Workday).
• Allowance budgets: per-employee $-budget per quarter or year. Native B2B Companies handles this with quote / requisition list extensions; on Open Source I use Aheadworks Customer Wallet. Employee sees their remaining balance at checkout; cart blocks if exceeded; HQ buyer can top up or shift balances.
• Payroll-deduction: integration via ADP Marketplace API, Paychex Flex API, or Gusto API. Order webhook posts the employee’s share to the next payroll run as a deduction; HQ pays Magento as Net-30. Setup is non-trivial (~$3k, $8k for the connector) but eliminates manual payroll reconciliation. This is the feature that wins enterprise contracts over Cintas.
• Net-30 invoicing: route through Apruve, Resolve, or TreviPay. They underwrite credit, pay you day 1, customer pays them day 30. Removes AR risk from your books.
• Cost-center reporting: each store location is a tag on orders. HQ gets a monthly P&L view: total spend per store, per department, per employee, per SKU category. Exportable to Excel / Quickbooks.

One client moved 800 employees off a Cintas rental and onto a Magento uniform store with this exact pattern. Annual savings: ~$280k. Setup: 8 weeks of build.