Can you integrate UPI / PhonePe / Paytm / Razorpay on Magento?

Yes, we’ve integrated all of them, often as a single multi-rail checkout. UPI is now 35-60% of Indian online transactions (NPCI data, 2024-25) so it’s checkout-rail-#1 for almost every Indian Magento merchant. We wire UPI Intent (auto-opens PhonePe/GPay/Paytm app), Collect (push payment request to a saved VPA), and Dynamic-QR (for high-ticket / Hyvä minicart). Razorpay is the dominant aggregator, we’ve shipped the official Razorpay-Magento module on 100+ stores, plus the Razorpay-Hyvä bridge for Hyvä storefronts. PhonePe Business is excellent for Gujarat / Mumbai / Bangalore merchants, lower fees than Razorpay on UPI rails, slightly higher on cards. Paytm Payments we wire for Tier-2 / Tier-3 customer demos. For B2B subscriptions, we add UPI Autopay (eMandate), recurring payments under ₹15,000/month without re-authorisation.